Saturday, 25 October 2008

How Dental Plans Differ From Dental Insurance

Discount dental plans are ideal for people without insurance who want the security of a plan at significant savings. The network of dentists in the discount dental plans have negotiated discounted rates for their services; upon receipt of these services, the dental plan member will simply pay the provider that discounted rate and not a penny more!

This is how discount dental plans differ from dental insurance
there are no annual limits, members receive discounts on most dental services all year long.
Most plans activate within 1 - 3 business days there is no paperwork, plan membership card is presented for discounts on most dental services also there is no health restrictions.
Select plans offer discounts on dental specialties, including cosmetic dentistry and orthodontics
Consumers pay affordable membership fees for access to a network of providers offering discounts on most dental procedures directly to individuals, families, businesses and groups
In short, discount dental plans are an affordable and easy-to-use alternative to dental insurance, and offer plan members significant savings on most dental procedures.
The dental network provides participants with discounts of 15% to 50% on dental procedures at over 66,000 available dental practice locations nationwide. Participants simply present their ID card for immediate savings at the time services are rendered.

Now, with Dental Insurance You get it through the company you work for. There are a lot of different dental Insurances you have some HMO dental insurances, PPO dental insurances, and dental insurances that have fee for service. You may have a waiting period for some dental procedures. Plans typically cover a maximum of $1,000-$1,500 of dental services per year depends on the company you work for what plans they offer. This is more than enough for people who only need a couple of cleanings and maybe a filling or two. Also you have deductibles and sometime some pre-existing conditions are not covered. For an example say you had a missing tooth from several years ago and now you decide to fix it you want a bridge to replace the missing tooth your insurance will not cover it because it was already missing. Insurance's have some limitations on their plans.

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