Sunday, 31 August 2008

How to Find a Cheap Dental Plan

Looking for a cheap dental plan? Here's how to find a discount dental plan the easy way.

Dental Plans

Dental plans, sometimes referred to as discount dental plans, offer discounts from participating dentists and dental specialists. You pay a nominal yearly fee and you can choose to see any dentist or specialist within the plan's network.

Unlike dental insurance, there are no waiting periods before you can see a dentist, you are not subject to pre-existing conditions, there are no coverage limits, and there are no paperwork hassles to deal with.

Dental Plan Features

* Dental Plan premiums are inexpensive, costing from $79.95 a year for one person and $129.95 a year for a family.

* Dental Plans give you 10% to 60% discounts on most dental procedures, including cosmetic dentistry.

* You can choose from more than 100,000 dentists within 30 dental networks.

* Dental plans do not subject you to health restrictions or pre-existing conditions.

* You can enroll in a plan today and see a participating dentist tomorrow.

Dental Plan Coverages

Dental plans cover:

- Preventative care - cleanings, check ups, and x-rays.

- Restorative care such as fillings and crowns (caps).

- Endodontic procedures (root canals).

- Periodontal procedures like root planing, scaling, and gum surgery.

- Orthodontic prodedures - retainers, and braces.

- Oral surgery and treatment of oral infections;

- Prosthodontics - dentures and bridges.

- Cosmetic dentistry - teeth whitening and veneers.

Bottom Line

Dental plans start at less than $80 per year, as opposed to dental insurance which can cost $150 to $600 per year. They provide individuals, families, groups, and businesses access to immediate and affordable dental care.

Visit or click on the following link to get cheap dental plan rates from top-rated companies and see how much you can save. You can get more dental plan tips in their Articles section.

The author, Brian Stevens, is a former insurance agent and financial consultant who has written numerous articles on cheap dental plans.

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