Sunday 31 August 2008

How to Find a Cheap Dental Plan

Looking for a cheap dental plan? Here's how to find a discount dental plan the easy way.

Dental Plans

Dental plans, sometimes referred to as discount dental plans, offer discounts from participating dentists and dental specialists. You pay a nominal yearly fee and you can choose to see any dentist or specialist within the plan's network.

Unlike dental insurance, there are no waiting periods before you can see a dentist, you are not subject to pre-existing conditions, there are no coverage limits, and there are no paperwork hassles to deal with.

Dental Plan Features

* Dental Plan premiums are inexpensive, costing from $79.95 a year for one person and $129.95 a year for a family.

* Dental Plans give you 10% to 60% discounts on most dental procedures, including cosmetic dentistry.

* You can choose from more than 100,000 dentists within 30 dental networks.

* Dental plans do not subject you to health restrictions or pre-existing conditions.

* You can enroll in a plan today and see a participating dentist tomorrow.

Dental Plan Coverages

Dental plans cover:

- Preventative care - cleanings, check ups, and x-rays.

- Restorative care such as fillings and crowns (caps).

- Endodontic procedures (root canals).

- Periodontal procedures like root planing, scaling, and gum surgery.

- Orthodontic prodedures - retainers, and braces.

- Oral surgery and treatment of oral infections;

- Prosthodontics - dentures and bridges.

- Cosmetic dentistry - teeth whitening and veneers.

Bottom Line

Dental plans start at less than $80 per year, as opposed to dental insurance which can cost $150 to $600 per year. They provide individuals, families, groups, and businesses access to immediate and affordable dental care.

Visit http://www.LowerRateQuotes.com/dental-plans.html or click on the following link to get cheap dental plan rates from top-rated companies and see how much you can save. You can get more dental plan tips in their Articles section.

The author, Brian Stevens, is a former insurance agent and financial consultant who has written numerous articles on cheap dental plans.

Article Source: http://EzineArticles.com/?expert=Brian_Stevens

 
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